Daniel started working in the finance industry 5 years ago, having previously spent 20 years with one of the UK’s main energy suppliers, holding a number of senior positions.

In 2020 he joined The Personal Finance Centre, a large finance brokerage that specialised in proving secured loans, as Risk and Compliance Director.

The Personal Finance Centre trading style and assets were acquired in January 2024 by KIS Finance. Following this acquisition Daniel managed the transition and ensured a smooth change over for customers, lenders and our talented team members.

This led to Daniel becoming our Chief Operating Officer, then in July 2025 he took over from Holly Andrews as the Company’s Managing Director.

Responsible for all aspects of the business, he is passionate about supporting the team to ensure that we, at all times, work hard to do the right thing for our customers. This means delivering the best deals with the most appropriate financial solutions available.

When he manages to have time away from work, Dan enjoys playing football and long walks in the Lake District with his family.

James commenced his career in finance in 2012 with Next Step Money and quickly progressed his career in the short-term loans market. In 2016 he joined The Personal Finance Centre, where he again focused on secured loans and finding the best product to meet customer needs.

In 2022 James joined KIS Finance as head of our secured loans department. He is now our head of operations.

James brings over 13 years’ experience to the team, specialising in secured and second charge loans, and also short term finance.

As a true specialist, his underwriting knowledge is legendary, and James excels in finding the best options for complex applications.

Outside of work James enjoys many sports, in particular football.

Holly started her career in the world of finance back in 2007, working as a secured loans underwriter and packager for a busy finance brokerage.

Following the credit crunch she moved to a large insurance company working in their complaints and compliance department. This led to her taking a job with Barclays as a compliance officer and later with Lloyds Banking Group as a mortgage advisor.

In 2014 Holly started working at KIS Finance and in September 2015 she took over as Managing Director from her Father Neil. In June 2025 she stepped down as Managing Director, and remains working as a Company Director.

In her spare time Holly travels far and wide with her son, who loves to ride the biggest rollercoasters.

Sam started his finance career in 2013 at a large brokerage in Cardiff. He then moved to what is now one the of largest bridging firms in the UK. There, he quickly rose through the ranks and became Head of Bridging, a position he held for 3 years, before joining KIS Finance to head up our bridging department.

Back in 2019 Sam pioneered the bridging industry’s first graduate broker scheme. This was a great success, developing university graduates to become bridging and commercial finance brokers.

Sam has regularly been featured in the finance and trade press, including The Financial Times, Mortgage Strategy Magazine and Bridging & Commercial Magazine. He loves what he does and believes in doing everything the right way, the first time around.

Specialising in bridging finance for the past 11 years, Sam has arranged bridging loans for just about every scenario, hence has considerable experience in the short-term finance property market.

Outside of work Sam enjoys various sports, but especially golf, and going on adventures with his young family.

Phoebe has been part of the team for the past eight years. Originally employed as a member of our marketing team, Phoebe subsequently gained her professional financial qualifications (CeMAP & CeRER).

Today she is one of our senior loan advisors – specialising in bridging finance.

Phoebe’s bridging knowledge, work ethic and attention to detail is truly amazing.

Mat began his remarkable finance career in 2014 working for a large brokerage based in Cardiff. In January 2019 he moved to a highly respected brokerage that focused on bridging and development finance.

Carla joined us over 2 years ago, initially looking after the compliance within our secured loan department.

Since then she has expanded her compliance functions, adding bridging loans and lifetime mortgages.

This led to Carla becoming our compliance manager, and now looks after the compliance for the whole company.

Donna is a hugely experienced loan advisor with over 20 years working within the financial services industry, before joining our team in 2021.

Mollie has over 8 years experience working in Financial Services.

She joined our team over 4 years ago as a secured loan underwriter, where she gained an incredible insight into the different loan plans and lending criteria of the many different secured loan lenders.

This knowledge helped Mollie to progress and become an excellent loan advisor, a job that perfectly suits her helpful personality.

Nick joined our team almost 10 years ago. Since then he has worked a number of different roles enabling him to gain a strong and all round knowledge of the secured loan industry.

With 31 years in the industry, Paul has a long and impressive history of working in Financial Services.

He started in Banking, working for Lloyds TSB, before moving into the secured loan industry way back in 2005. He then joined our team in 2016.

Paul’s experience means that he performs a variety of jobs, but most of his time is spent helping our loan advisors package secured loan applications.

Gareth has over 12 years experience in financial services.

He joined The Personal Finance Centre in 2021 and moved over to KIS Loans in January 2024, following our acquisition.

Gareth works closely with our loan advisors where he expertly packages loan applications, seeing them through to completion.

Piotr has worked within financial services since 2022.

He is responsible for managing some of our third party relationships along with some other customer service roles.

Dan joined us straight from University in 2024.

He is part of our customer services team who provide amazing support to our customers and advisors.

Will worked for 2 years as a customer account manager for a large UK lender.

He joined early 2025, currently as a loan underwriter.

After being employed as a web designer for a media company, Tan started work in the finance industry as a web developer in 2001. In 2003 he started working with the Andrews family as an in house web developer, so was instrumental in setting up KIS Finance Limited in 2008, in particular their web presence.

Visually creative and technically minded, Tan has a talent for web development and marketing strategies within the finance industry.

Neil has been directly involved in the finance industry since the mid 1990s. Initially he worked as a commercial mortgage and secured loans broker, later expanding into bridging loans and development finance.

Conscious that many people find arranging finance complicated and time consuming, in 2008 Neil set up Keeping It Simple Finance to provide a service dedicated to keeping finance as simple as possible.

In September 2015 Neil made the decision to semi-retire, still working part time so that he could continue to look after some of his long-term clients.

In recent years he has inreased his working hours by taking on lifetime mortgages, which he thoroughly enjoys.

Sue commenced her career in the finance sector in 1991, working for General Accident as a Mortgage Administrator. After a short time with London and Manchester as a Pensions Administrator, Sue joined a large regional care organisation where she developed her career as a senior HR professional, ultimately taking on the role of Director of HR & Organisational Development with responsibility for overseeing a workforce of over 3,500.

After 30 years working at board level in the care sector, Sue returned to the finance industry, where she now supports the team at KIS, providing advice and guidance in her areas of expertise.

Sue is a Fellow of the Charter Institute of Personnel and Development.

Following a short career in aviation, and the leisure industry, in 1996 Alan started work in the finance industry.

It soon became evident that he had a talent for marketing, being able to generate a health amount of finance applications with just a small marketing budget.

Marketing is often the largest cost for finance companies, meaning the considerable savings that Alan makes for the company, are ultimately passed on to our customers.

Alan likes to keep up with new technology and developments, these days specialising in online marketing. As a consultant, he also helps other businesses with their marketing.

After heading up our bridging team for 8 years, Jerry retired in 2023.

KIS Finance is a family business, who have known Jerry personally and professionally for about 30 years.

We hope that he enjoys his retirement with his family, and thank him for all his help over the years.

Lyndsey and Jerry joined us back in 2014. They already worked together so came as a team and were based just outside Cardiff.

When Jerry retired in 2023, Lyndsey also decided to make a change and leave us. She now works as a mortgage and bridging advisor for a company local to her called Prime Property Finance, who are based in Neath.