Asset Refinance Explained

Fast funding by releasing tied up capital

We offer a wide range of facilities from the best finance companies

  • Asset refinancing facilities from £10,000 to £100 million
  • Facilities up to 10 years (depending on the asset’s estimated working life)
  • Fast to arrange (24 hours possible)
  • Low cost method of finance
  • Extensive panel of lenders
  • Release up to 100% of the value of your assets

Independent asset finance brokers who compare all asset refinancing options to find and put in place the best asset refinance deals from £5,000 to £50 million.

Providing an excellent alternative to bridging loans, asset refinancing can also be arranged very quickly, normally within just a few days (although 24 hours is also possible). In addition asset refinance is a low cost method of finance that has a high acceptance rate.

Being independent finance brokers we have facilities with all the best providers of asset refinance, from the large asset finance companies who are subsidiaries of the big banks, to the smaller specialist niche lenders. We will find you the best asset refinancing deal currently available based on the type of asset being used for security, the amount and term that is required, and any other additional requirements that you may have.

As independent asset finance brokers we will search the most competitive asset refinance providers to find facilities that meet your requirements. We will then compare these facilities to ensure that you receive a great deal.

Funds raised through asset refinancing can be used for any purpose

The money received through refinancing equipment and releasing capital can be used by your business for any legal purpose:

  • To expand and develop your business
  • Provide funds to acquire new equipment, machinery or other assets
  • Improve cash flow by providing a cash injection
  • Restructure your finances by consolidating other debts
  • Raise the capital required for a new project
  • An alternative to overdraft and other bank facilities
  • Provide the capital required to fulfill a large order

Repayment terms for asset refinancing can be tailored to suit your requirements, normally on a monthly or quarterly basis. 

Asset refinancing from KIS

Up to 100% of the asset value can be raised and you can refinance any assets that your business owns. Ideally any asset that you would like to refinance should be unencumbered (owned outright / has no existing finance secured on it). If there is existing finance already secured on the asset, it can still be refinanced provided that the existing asset finance facility is cleared beforehand, or from the proceeds of the new facility.

Single or multiple assets can be refinanced in order to raise the finance required. You retain the asset and use it like you did previously.

Asset refinancing can be used to release the tied up capital in most assets provided that they are durable and also identifiable, so they will need to have a registration or serial number.

  • Commercial vehicles
  • Cars
  • Vans
  • Buses and coaches
  • Haulage vehicles (tractor units and trailers)
  • Plant equipment
  • Farming and agricultural machinery
  • Aircraft
  • Boats and ships
  • Manufacturing equipment
  • Catering equipment
  • Printing machinery
  • Engineering equipment
  • Office and IT equipment

Sale and leaseback explained

Sale and leaseback is a term used to describe the act of selling an asset to a leasing company for an amount equivalent to its current market value, this is a method of asset refinance. The payment for the asset is then available for the company to use. The company is able to continue using the asset in the same way that it used to, in return lease payments are made each month or quarterly to the leasing company.

Contacting KIS Finance

Phone calls and emails are personally answered by experienced finance brokers (7 days a week including evenings). We are happy to answer questions, discuss available options and provide written quotes.

Our aim is to be as helpful as possible whilst providing the very best finance deals. Face to face meetings can be arranged throughout the UK and at very short notice if in central London.

Freephone: 0800 644 6555
Telephone: 0333 577 8100
Email: info@kisfinance.co.uk