Credit cards are commonly used by individuals in the UK for various reasons. One interesting fact is that most people in the UK have at least three credit cards. This can be attributed to the numerous benefits that credit cards offer. Firstly, credit cards provide convenience and flexibility in making purchases, both online and offline. Secondly, they offer rewards and cashback programs, which can be appealing to individuals looking to maximize their spending. Lastly, credit cards can also serve as a safety net during emergencies or unexpected expenses. However, it is important for individuals to use credit cards responsibly and manage their finances effectively to avoid accumulating debt.