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As an independent, whole of market broker, we are able to arrange for lifetime mortgages from any lender, we are not tied to any one lender or any particular group of lenders.

Who are the main equity release lifetime mortgage providers?

Canada Life
Legal & General
One Family
Pure Retirement
Standard Life

How to find the best equity release lifetime mortgage provider

The easiest way to find the best and most suitable equity release provider for your needs is by using an independent broker specialising in this area.

So why use us?

Being independent means we are able to search the whole market on your behalf, saving you a huge amount of time and effort in searching for and applying with different lenders yourself.
We also have access to deals that may only be available to brokers and not directly to customers.

Our specialist, Jerry, have a huge amount of experience and knowledge of the equity release market, so we can recommend providers and give you tailored advice based on your individual needs and circumstances. This is what we do every single day, and have considerable experience arranging the best possible deals for our clients. 

We do not charge fees for using us, so you have nothing to lose

  • No arrangement fees
  • No broker fees
  • No advice fees
  • No completion fees
  • No success fees

What do we look for in an equity release provider?

We only work with providers who are a member of the Equity Release Council. This means that they must follow a strict code of conduct and product standards.

This includes:

No negative equity guarantee

All plans must come with a no negative equity guarantee. This means the customer will never owe more than their property is worth.

Fixed interest rates

The interest rate must be fixed for the full life of the loan.

The right to remain

Customers must have the right to remain in their property for life, or until they move into long-term care.

The right to move

Customers must be allowed to transfer the lifetime mortgage to a suitable alternative property, with no increase in the rate of interest charged.

What other features do the best lifetime mortgage providers offer?

With the equity release market growing rapidly and becoming increasingly more competitive, we are able to work with providers who offer the following features:


Some providers offer cashback bonuses with their plans. This is an additional lump sum amount, usually between 2% and 5% of the loan amount, which you will not have to pay interest on. This can be used for anything you wish, but may offer the perfect solution to paying for your lifetime mortgage set up costs.

Voluntary repayments

Some plans offer voluntary partial repayments. This is typically around 10% of the outstanding loan balance each year and this can minimise the affects of rolled up interest.

Inheritance protection

With inheritance protection you will be able to safeguard a percentage of the value of your property to ensure that you leave an inheritance behind.