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Commercial Mortgage Calculator
Loan Amount
Please enter the total loan amount required.
Interest Rate
Please enter the interest rate to be added to the loan.
Arrangement Fee
Please enter any arangement fee to be added to the loan.
Please enter the overall term of the loan in years.
Monthly Repayment


Interest Only Repayment


Arrangement Fee


Total Loan Amount


Total Amount Repayable
(if loan runs full term)


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Commercial Mortgage Calculator

To help you work out your budgets and cash flow, or to simply compare available commercial mortgage deals to see what difference a commercial mortgage may make to your business, we have created this simple commercial mortgage calculator.

This commercial mortgage calculator will provide figures for both interest-only and repayment mortgages.


How to Use our Commercial Mortgage Calculator

Step 1: First you should enter the loan amount you require, the interest rate % pa (percent per year) that will be charged on loan facility, and the term of the loan (in years) that you require.

Step 2: Many loan and mortgage facilities charge an arrangement fee (can also be known as a facility fee, acceptance fee or booking fee) which is usually a percentage of the loan amount required. If applicable, please enter the arrangement fee (the percentage amount) that will be added to the loan facility.

We have set the default rate at 0%. This can be left at 0% for facilities where there is no arrangement fee, etc.

Step 3: Click the ‘Calculate’ button and your results will be displayed instantly.


Please use the calculator as many times as required in order to test different options



Monthly Repayment: This figure shows the amount you would need to pay on a monthly basis if you had a repayment loan or mortgage.

Interest-Only Repayment: This figure shows how much you would need to pay on a monthly basis if you had an interest-only mortgage or loan. This figure will stay the same for any changes to the loan term if the loan amount and interest rate stay the same. It will however change if you enter a different loan amount or interest rate.

Arrangement Fee: This figure is a percentage of the loan amount.

Total Loan Amount: This figure illustrates the loan amount plus the arrangement fee.

Total Amount Repaid: This figure illustrates the total amount you will actually repay if the loan runs the full term. This assumes that the interest rate remains the same throughout the entire loan term and that no additional capital repayments are made and all repayments are made on time. A shorter loan term will reduce the total amount repaid, and a longer term will increase the total amount repaid.


Our calculator has been created to provide you with an approximate guide to the costs of a commercial mortgage. We work with a lot of lenders who offer different rates, calculate interest in different ways, and have different fees/costs. However, as independent brokers, we will always provide you with the facility that offers you the best deal.

Please use our calculator as often as you like to help you decide what commercial mortgage option would be the best for your business.


Commercial Mortgages Criteria

  • Loan to Value up to 75%
  • Loans £250,000 to £250 million (larger loans can be considered).
  • Loan terms 1 - 30 years
  • Capital repayment holidays available
  • Interest-only periods available
  • Interest rates from 2% (over Bank of England Base Rate)
  • Interest Rate Hedging Products available. Including interest caps and swaps for periods of up to 10 years
  • Loans available for overseas clients (North America, Europe, Australasia, Japan, Hong Kong, Singapore)


Unsecured Business Loans - provides a cash injection for your business

  • Loans from £25,000 to £1 million
  • Can be used for any business purpose
  • All types of industries considered
  • New start companies also considered


KIS Bridging Loans is rated 4.93 stars by based on 106 merchant reviews